Western Insurance Group helps you save.
There is nothing more important than taking care of your employees while controlling health care costs for your business. Our innovative group health & medical insurance plan designs allow you to choose the right coverage for your business and your employees.
- Benefits Consulting
- Self-Funded Solutions
- PPACA Options
We offer affordable plans to employers of all industries in need of group health insurance programs.
Our plans include a full array of HMO, PPO, “Narrow networks,” and flexible plans to meet the needs of seasonal employees, and more. As a full-service agency, we represent all the top insurance carriers. This allows us to offer the most comprehensive insurance plans best suited to your company’s needs at the most competitive prices.
Health Maintenance Organization (HMO)
We offer HMO plans from top carriers which offer some of the best-negotiated rates to providers, meaning your employees pay less for health claims..
Flexible Spending Accounts
Flexible Spending Accounts (FSA) allow you and your employees to set aside money on a pre-tax basis to pay for eligible health care and dependent care expenses.
By offering Flexible Spending Accounts, you can reduce employer and FICA taxes while participating employees can reduce their taxable wages. That means lower taxes for you and added benefits for your employees. The more employees enroll, the more you save on payroll taxes.
High Deductible Health Plans (HDHP)
A High Deductible Health Plan (HDHP) can be a cost-efficient way to provide health benefits to your employees. An HDHP is a health benefit plan that charges a lower premium and has a higher deductible than traditional health benefit plans. It is usually paired with a Health Savings Account (HSA) to provide maximum benefits at the lowest cost.
By combining an HDHP with an HSA, your employees receive quality coverage as well as the opportunity to set aside tax-free money for current year health expenses and build savings for future medical expenses.